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Best payout online casinos: Which casinos pay the quickest?

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Best payout online casinos: Which casinos pay the quickest?

Catena Media provides exclusive online gambling and sports betting content to AL.com, including analysis, tools and sportsbook and online casino offers to help bettors get in on the action. Please wager responsibly.

DraftKings, Caesars Palace, BetMGM, FanDuel, and PlayStar online casinos offer a number of quick and easy payout options.

They also feature high-paying games like slots with high RTP (return to player) percentages and table games (blackjack, video poker) that can yield consistent payouts when you use the correct strategies.

Note: If you’re in a state yet to legalize online casinos, you’ll see a list of top sweepstakes casinos, which are legal in most states (excl. WA, MI, and ID). All have casino-style games you can play for free or to redeem cash prizes.

Table of contents

Best payout online casinos for April 2024

Online casino Best paying games Average payout times* Fastest payout methods
DraftKings Casino Highest paying slot: Mega Joker (99% RTP)
Highest paying table game: GameKing Video Poker Jacks or Better (99.54% with best strategy)
1-3 days Cash at casino cage (1 hr.); debit card, Trustly Verified Withdrawals, Apple Pay (24 hrs.)
Caesars Palace Online Casino Highest paying slot: Workshop Wonders (97.2% RTP)
Highest paying table game: Blackjack Classic 21 + 3 (99.59% with best strategy for base game)
1-3 days Debit card (within 1 hour after approval)
Golden Nugget Online Casino Highest paying slot: Monopoly Big Event (99% RTP in Big Bet game)
Highest paying table game: Multihand Blackjack (99.6% with best strategy)
1-3 days Play+ Prepaid Card (instant after approval)
BetMGM Casino Highest paying slots: Monopoly Big Event (99% RTP in Big Bet game) and Basketball Star (98.7% RTP)
Highest paying table game: BetMGM Blackjack Pro (99.49% with best strategy for base game)
2-4 days Cash at casino cage (10-12 hrs.); PayPal, Play+ Prepaid Card, Venmo, Visa Debit/Prepaid Card (24 hrs.)
Borgata Casino Highest paying slots: Monopoly Big Event (99% RTP in Big Bet game) and Basketball Star (98.7%)
Highest paying table game: BetMGM Blackjack Pro (99.49% with best strategy for base game)
2-4 days Cash at casino cage (10-12 hrs.); PayPal, Play+ Prepaid Card, Venmo, Visa Debit/Prepaid Card (24 hrs.)
FanDuel Casino Highest paying slot: Codex of Fortune (98% RTP)
Highest paying table game: GameKing Video Poker Jacks or Better (99.54% with best strategy)
2-4 days Online banking, debit cards, PayPal/Venmo, FanDuel Play+ Prepaid Card (less than 24 hrs)
PlayStar Casino Highest paying slot: Gorilla Go Wilder (97.04% RTP)
Highest paying table game: Multihand Blackjack (99.6% with best strategy)
2-4 days Cash at casino cage (1-2 hrs.); Play+ Prepaid Card (within 24 hrs.)
Bally Casino Highest paying slot: White Rabbit Megaways (97.77% RTP with Feature Drop)
Highest paying table game: Ultimate X Poker Jacks or Better (99.38% with best strategy)
2-4 days Cash at casino cage (instant, call ahead for pre-approval); debit cards (1-2 hrs.)

*Varies according to the withdrawal method used (see below)

Best paying online casinos with fastest payouts

1. DraftKings Casino — Payout Speed/Games (4.9/5)

DraftKings CasinoCatena Media via DraftKings Casino

  • Highest paying games: Jacks or Better video poker (99.54% RTP), Mega Joker (99%), Basketball Star (98.7%), Codex of Fortune (98%)
  • Typical payout speed: 1-3 days
  • Best payout methods: PayPal, Venmo
  • States available: Connecticut, Michigan, New Jersey, Pennsylvania, West Virginia

DraftKings Casino has an enormous game library with tons of high paying slots, including progressive jackpot slots. The table game selection is large as well, with many exclusive titles and more blackjack variants than most online casinos.

2. Caesars Palace Online Casino — Payout Speed/Games (4.8/5)

Caesars Palace Casino

Caesars Palace CasinoCatena Media via Caesars Palace Casino

  • Highest paying games: Blackjack Classic (99.59% RTP), Jacks or Better video poker (99.54%), Flippin Rich Lucky Tap (97.47%), Workshop Wonders (97.2%), Slick Riches Lucky Tap (97.06%)
  • Typical payout speed: 1-3 days
  • Best payout methods: Direct to debit, eCheck by VIP Preferred
  • States available: Michigan, New Jersey, Pennsylvania, West Virginia

Caesars Palace Online Casino offers a nice selection of jackpot slots and live dealer games. The Caesars Rewards program also provides numerous benefits to players that can help stretch their casino bankrolls.

3. Golden Nugget Casino — Payout Speed/Games (4.8/5)

Golden Nugget Casino

Golden Nugget CasinoCatena Media via Golden Nugget Casino

  • Highest paying games: Multihand Blackjack (99.6% RTP), Jacks or Better video poker (99.54%), Monopoly Big Event (99%), Mega Joker (99%), Basketball Star (98.7%)
  • Typical payout speed: 1-3 days
  • Best payout methods: PayPal, Venmo, eCheck by VIP Preferred
  • States available: Michigan, New Jersey, Pennsylvania, West Virginia

Golden Nugget Casino features an especially large and varied slot library that includes many high RTP slots. The site makes it easy to learn a game’s RTP, maximum payouts, and other information before playing, including offering free-to-try demo versions of most games.

4. BetMGM Casino — Payout Speed/Games (4.7/5)

BetMGM Casino

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  • Highest paying games: BetMGM Blackjack Pro (99.49% RTP), Monopoly Big Event (99%), Basketball Star (98.7%)
  • Typical payout speed: 2-4 days
  • Best payout methods: BetMGM Prepaid Play+ card, PayPal
  • States available: Michigan, New Jersey, Pennsylvania, West Virginia

BetMGM Casino is another top online casino with lots of games and many fast payout options. There are numerous exclusive slots and table games at BetMGM, including many exclusive progressive jackpot slots with large top prizes that routinely reach seven figures.

5. Borgata Casino — Payout Speed/Games (4.7/5)

Borgata Casino

Borgata CasinoCatena Media via Borgata Casino

  • Highest paying games: BetMGM Blackjack Pro (99.49% RTP), Monopoly Big Event (99%), Basketball Star (98.7%)
  • Typical payout speed: 2-4 days
  • Best payout methods: Direct to debit, PayPal, Venmo
  • States available: New Jersey, Pennsylvania

Borgata Casino is a sister site to BetMGM Casino and, as a result, features many of the same games and features, including those great progressive jackpot slots with huge top prizes. Borgata Casino provides a great alternative for New Jersey and Pennsylvania players.

6. FanDuel Casino — Payout Speed/Games (4.6/5)

FanDuel Casino

FanDuel CasinoCatena Media via FanDuel Casino

  • Highest paying games: GameKing Video Poker Jacks or Better (99.54% RTP), Codex of Fortune (98%)
  • Typical payout speed: 2-4 days
  • Best payout methods: Direct to debit, online banking, PayPal, Venmo, FanDuel Play+ Prepaid card
  • States available: Connecticut, Michigan, New Jersey, Pennsylvania, West Virginia

FanDuel Casino brings the popular sports betting and fantasy brand to casino gaming. The game library is smaller than at the biggest sites, but the selection is well curated and the Daily Jackpot slots and the FanDuel Casino Reward Machine are both nice bonus features.

7. PlayStar Casino — Payout Speed/Games (4.6/5)

PlayStar Casino app

PlayStar Casino appCatena Media

  • Highest paying games: Multihand Blackjack (99.6% RTP), Gorilla Go Wilder (97.04%)
  • Typical payout speed: 2-4 days
  • Best payout methods: Cash at the casino cage, PlayStar Play+ Prepaid Card
  • States available: New Jersey

PlayStar Casino has close to 300 slots available, plus a nice selection of table games. This makes it another option worth considering for New Jersey players. Promos include free spins and other ways to stretch your casino bankroll.

8. Bally Casino — Payout Speed/Games (4.5/5)

Bally Casino app

Bally Casino appCatena Media

  • Highest paying games: Ultimate X Poker Jacks or Better (99.38% RTP), White Rabbit Megaways (97.77%)
  • Typical payout speed: 2-4 days
  • Best payout methods: Cash at the casino cage, direct to debit
  • States available: New Jersey, Pennsylvania

Bally Casino is another smaller online casino with a well-chosen menu of real money online slots (including jackpot slots) and table games. Here, you’ll find live dealer games as well. Frequent chances to win free spins and bonus money make the site worth a look.

Online casino payout methods ranked fastest to slowest

Online casino cashouts can process very quickly if you use the right method and ensure your account is already verified. Of course, some options are known to take longer.

Here, we’ve ranked the typical real money online casino payout options by speed.

  • Cash at casino cage: You can often receive your withdrawal immediately by visiting the site’s corresponding retail casino. While this method is fast, it obviously takes some legwork and geographic luck.
  • Direct to debit: Can take as little as 1-2 hours in some cases.
  • Prepaid Play+ cards: These site-branded, prepaid cards are often very fast for withdrawals, taking just a few hours.
  • PayPal: For some sites, this is the fastest payout method available, taking just an hour (but can be 1-2 days).
  • Venmo: Here’s another third-party provider that can provide fast payouts ranging from an hour to 1-2 days.
  • eCheck by VIP Preferred: Usually takes 1-2 business days but can be faster.
  • Online banking: This can take 2-4 days, though payout speeds depend on the site and your bank.
  • Wire transfers: Often takes 2-3 days but can require 5-7 days to clear.
  • Check by mail: Physical checks are the slowest payout method, often taking at least 7 business days to process or as much as 2-3 weeks to arrive in the mail.

Tips for faster online casino payouts

Here are some recommendations to increase your chances of winning when playing at a top real money online casino and avoid unnecessary delays when trying to withdraw your winnings.

3 things that decrease your payout chances in a game

You can better your chances when playing online casino games by avoiding these three common mistakes.

  1. Not using correct strategy in card-based table games: You can win more in games like blackjack, video poker, and Ultimate Texas Hold’em if you follow correct strategy. It’s not hard to learn.
  2. Only making long-shot bets in games where you have a choice: In craps, for instance, you can always bet on boxcars or Any 7. In roulette, you can bet big on a single number. When you win those long shots, you’ll win big, but most of the time, you’ll lose. And if you always bet long shots, you obviously decrease your payout chances in any given session.
  3. Not betting the max when it is required to win the progressive jackpot: Some progressive jackpot slots only award the top prize if you bet the maximum amount. If you are playing the slot primarily because you hope to win the jackpot, follow the wagering instructions to make sure you’re jackpot-eligible.

3 things that can delay your payout from an online casino

Besides trying to choose a fast payout method, there are other steps that can help expedite your transaction. There are also things you can do that will slow down your payout. Here are three mistakes people sometimes make that delay their online casino payouts.

  1. Not following instructions when withdrawing: The site will spell out exactly how to withdraw your funds, including telling you what information you need to provide, listing minimums and maximums, and outlining how withdrawals are processed. Pay attention to these guidelines and follow them to avoid delays.
  2. Not providing accurate (or adequate) personal information: Make sure all of your personal information is correct before trying to withdraw funds. Also, some withdrawal methods require you to provide more info than others, so be certain you’ve provided all that is needed to get your payout quickly.
  3. Not fulfilling a wagering requirement for a bonus: Many online casino bonuses have wagering requirements (a.k.a. “playthrough requirements”) that must be satisfied to receive the bonus and turn it into withdrawable cash. Knowing the terms and conditions with bonuses can help you avoid delays when attempting to withdraw.

Best paying casino games

Online casinos offer a range of ways to play, with some games offering better payouts and a lower house edge than others. Here’s a rundown of the most popular online casino games with information about the house edge for each.

  • Baccarat: The house edge is 1.06% if you bet on the banker and 1.24% if you bet on the player. The edge jumps to 14.36% if you bet on a tie.
  • Blackjack: The house edge is less than 1% if you play correct blackjack strategy; note that the side bets in some blackjack variants have a significantly higher house edge.
  • Craps: The house edge depends on the wagers you choose. Many common bets have a house edge of 1.5% or less, but long shots like Any 7 have a whopping 16.67% house edge.
  • Let It Ride: If you know when to pull back your bets and when to “let it ride,” the house edge is 3.5%.
  • Roulette: In American roulette, almost all wagers have a 5.26% house edge, whereas in European roulette, the house edge is just 2.7%.
  • Pai Gow: Here’s another card-based table game in which you can improve your chances of winning by playing a correct strategy, reducing the house edge to 2.5%.
  • Slots: The RTP of online slots can vary greatly although most games have a house edge of around 4% (i.e., a 96% RTP or return to player percentage).
  • Three Card Poker: With correct betting strategy, the edge in Three Card Poker is 3.5%, but much higher for the Pair Plus and 6 Card Bonus side bets.
  • Ultimate Texas Hold’em: If you play your cards right (literally), the Ultimate Texas Hold’em house edge is 2.2%.
  • Video Poker: Some video poker variants like Jacks or Better feature a house edge of less than 0.5% if you play the correct video poker strategy.

Best payout sweepstakes casinos

Social and sweepstakes casinos provide online casino games you can play with virtual currencies. In some cases, you can even redeem your winnings for cash prizes. These sites typically require you to have a minimum amount of Sweepstakes Coins (SC) before you can redeem them.

They also often ask for ID verification, proof of physical address, and bank account details before processing.

Also, sweeps casinos often invite you to redeem your winnings for a gift card rather than a cash prize. In some cases, the gift card option has a lower minimum. Sites generally award $1 for every 1 SC you redeem.

Here’s a quick breakdown of the payout methods and speeds for the most popular social and sweepstakes casinos:

Social/Sweeps Casino Redemption Method(s) Minimum to Redeem Payout Speeds
WOW Vegas Skrill 100 SC 3-5 days
Pulsz By mail (gift card); online bank transfer, Skrill (cash prize) 10 SC (gift card); 100 SC (cash prize) 3-4 days
Chumba Casino Skill, bank transfer, Chumba prepaid Mastercard 100 SC Up to 5 days
LuckyLand Slots Online bank transfer (Trustly) 50 SC From 2-10 days

Note that when you redeem winnings for a cash prize or gift card at a sweeps casino for the first time, the process time typically takes longer than it will for subsequent redemptions.

The first time you do it, you’ll need to provide the needed info, and the sites will have to perform extra verification checks before the redemption can be processed. That extra work won’t be needed thereafter, which will mean faster payout speeds at sweeps casinos.

See more: Alabama online casinos

How we rank best paying online casinos

Our expert staff has spent years evaluating and reviewing online casinos to provide our recommendations. We base our online casino rankings on a number of criteria, including:

  • The site’s licensing and regulation;
  • Convenience of account registration and customer support response;
  • Available deposit and withdrawal methods;
  • Payout speeds;
  • Personal experience using the online casino site/app;
  • Quality and quantity of game library;
  • Player reviews of the site and customer support from Google, Reddit, and other sources;
  • Better Business Bureau reviews and history (e.g., disputes).

What should I do if my payment is delayed?

When you make a withdrawal request from an online casino, check what the site says regarding expected processing times. With some withdrawal methods, you may have to wait a few days to receive your payment. However, if the delay persists, you do have options.

DraftKings Casino, for example, suggests first double-checking details regarding the withdrawal request. Are you trying to withdraw a bonus that must be wagered instead? Are you trying to withdraw winnings that are subject to a playthrough requirement that must be satisfied first? Is your banking information or other account details incorrect?

If there are no obvious reasons why your withdrawal might not be processing quickly, you can contact customer support and get help with your withdrawal.

Online casino safety, trust, and reputation

When you visit an online casino, make certain it is legal and licensed to operate in your state. With legal sites, you can find licensing information and the regulators’ seal displayed on the site’s home page. As long as you stick to legal, licensed sites, you can trust the online casino to provide fair games and keep your personal information and funds secure.

Our recommendations of the best payout online casinos only consider licensed sites that have a good reputation for treating customers well and keeping the games safe. We strongly advise you to avoid unlicensed “rogue” or “offshore” sites. They pose too great a risk and cannot be trusted.

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Responsible gambling

Whenever you play games for real money at online casinos, it is essential that you always practice responsible gambling. Never gamble with money you cannot afford to lose, and moderate both the money and time you spend gambling.

Many of the best payout online casinos we recommend above offer built-in tools to help you monitor your activity and gamble responsibly. These include tools that let you set deposit limits (for each day, week, or month), wagering limits (what your biggest bet can be), and time limits (restricting how long your sessions are). You can also sometimes schedule “time outs” to force yourself to take a break.

The sites also often have ways you can voluntarily exclude yourself from playing—for a designated period or permanently.

Take advantage of these tools if you need them, and even if you don’t, always be mindful about practicing responsible gambling. Also, if you ever believe you or someone you care about might be suffering from problem gambling, don’t hesitate to reach out for help. Here are some organizations where you can find problem gambling resources near you.

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